Advancing Health Solutions

Helping families, individuals, and the self-employed make informed healthcare decisions beyond the ACA marketplace.

Understanding your options, limits, and priorities makes choosing the right health coverage manageable and cost-effective. Below is a practical guide tailored to families, individuals, and self-employed people who want alternatives or supplements to plans available through the ACA marketplace. Use it to identify the best fit for your situation and budget.

  • Household composition: ages, chronic conditions, expected pregnancies, children’s pediatric needs.

  • Health status: current conditions, regular medications, frequency of primary care and specialist visits.

  • Financial constraints: monthly budget for premiums, expected out-of-pocket maximum you can afford, eligibility for tax credits or subsidies.

  • Preferred providers: whether you must keep existing doctors or receive care within a particular hospital system.

  • Risk tolerance: whether you prefer predictable costs (higher premium, lower cost-sharing) or lower premiums with higher deductibles.

Book a free consultation with a licensed expert to see what other options you may qualify for!